Why Get Pre-Approved?

1. Pre-approval acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.

2. While a "pre-approval" is non-binding to the lender, it does serve as a good indication to potential sellers of your general creditworthiness.

3. These days most sellers will NOT accept an offer without at least a pre-approval letter or a proof of funds for cash offers, so if you are serious about buying and property, this is the first step towards getting you in your new home.

 

Besides. Time is money. You don't want to be spending your time looking at houses you could not possibly afford. Not only is it a waste of your time, it makes it much more difficult to fall in love with homes within your price range if you've been touring homes above your range. 

Visit My Recommended Lenders List to GET PRE-APPROVED TODAY!

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